Welcome Home

Welcome to Home Benefit Services.
Mortgage Lending that benefits you.

Enjoy the Benefit

of working with true mortgage professionals.


Responsive Communication

We stay in contact throughout the process. Contact us anytime for a fast response. We love answering questions.

Substantial Savings

When it comes to finance, mortgage loans are usually big. This is the time to get it right with an excellent offer.

Simplified Documentation

Your time is valuable. We communicate what is needed to get your loan closed concisely.

Enjoy the Benefit

We work for your satisfaction to earn your referrals. Let us know what it takes to win your business and confidence.

Streamlined Process

See how our technology will make closing your mortgage loan easy.


End the search for lenders that can’t compete and start with a consultation with us.


Rates To Brag About

People may wonder how you are able to get a rate so much lower than others. Here’s when we hope you tell them about us.

Rate Protection

If rates go down after you complete your loan, then we can look at refinancing to lower your rate without cost to you.

Powerful Options

If you have been turned down for a mortgage loan, we strongly encourage you to at least talk to us about the reason why. We have extensive access to many forgiving underwriting guidelines.


In-Depth Analysis

The details are what determines if loans fund or if loans die. Let’s discuss your details to make intelligent decisions together.

Clean Underwriting

In our environment, Underwriters are tasked to provide clear approvals so the task at hand is understood and lucid.

Free Quote and Information

We’re here for answers. If you are looking for a loan quote, or have general questions about mortgage lending, we would like to answer them.

"Closed a refinance rate as promised and at a rate that was lower than others. My loan officer was on top of the small details that tend to derail some finance. He got to really know my specific situation. I am recommending him and his company to my actual neighbors and the Zillow community."

− Pablo A, Marina Del Rey

"I recently refinanced my house through Home Benefit Services. The loan process went very smoothly. Excellent service, fast close, overall a great help. I definitely will recommend Home Benefit Services to anyone in the future. Thank you again and I’m sure I’ll do business with them again!"

− Bernardo P, Murrieta

"Home Benefit did my home loan on a 30 year fixed. Their rates were a 1/4 of a percent lower than anywhere else. The process could not have gone any more smoothly. It was just under 30 days from the first call until it was done. I liked that they locked my rate on day one. The final numbers were exactly as discussed. Brendan Burke handled my loan personally - totally straightforward and a professional all around."

− Chris C, Rancho Santa Margarita

"My home purchase was done by Home Benefit Services. The house I bought in Dana Point was older so it took some special coordination to handle the appraisal. They handled everything so it was no stress. All of the numbers were right on at closing just as we went through. The terms on my loan far bested anyone else I came across so not only did I get consummate pro service, but I saved a lot of money by going with Home Benefit. They're my first and only choice for any purchase or refinance."

− LB, Dana Point